Build Now,Pay Over Time
Don't let budget hold you back from the outdoor space you deserve. Flexible financing plans from 12 to 60 months.
60 sec
Approval Decision
0%
APR Promo Available
$0
Prepayment Penalty
12–60mo
Plan Options
Choose Your Plan
All plans come with transparent terms and no hidden fees.
12-Month Plan
Zero-interest option for qualified buyers. Split the project cost over 12 months with no added cost.
36-Month Plan
Stretch your investment over 3 years with a low monthly payment that fits your budget.
60-Month Plan
Maximum flexibility — the lowest monthly payment option for larger projects over $10,000.
* 0% APR available for qualified buyers on select plans. Subject to credit approval. See terms for details.
Apply in 3 Simple Steps
Apply Online
Fill out a quick application. Most decisions are made within 60 seconds.
Get Approved
Receive your approval and financing terms. No surprise fees.
Start Your Project
We begin work immediately. You start making payments after project completion.
Apply for Financing
It takes less than 2 minutes. Check your rate with no impact to your credit score.
Your information is encrypted and never sold. Pre-qualification is a soft pull — no credit score impact.
Financing FAQ
Does applying affect my credit score?
Pre-qualification uses a soft pull and does not affect your credit score. A hard pull only occurs when you formally accept and finalize your financing.
When do payments start?
Payments typically begin 30 days after project completion. We'll confirm your exact first payment date in your financing agreement.
Can I pay off early?
Yes. There is no prepayment penalty on any of our financing plans. Pay it off whenever you're ready.
What's the minimum project size for financing?
Our financing is available for projects starting at $2,000. Most deck projects qualify.
Don't Wait — Start Building Today
Financing makes your dream deck achievable right now, not someday.